Splitwise
Hit the Splitwise daily limit?
Splitwise caps how many expenses a free account can add in one day — the figure is not published, but it is widely reported as about three. Once you hit it, nothing else goes in until it resets. You have three ways out: batch the day's costs into a single entry, wait until tomorrow, or log it somewhere without a cap. If you are mid-trip with a receipt in your hand, only the first and third are of any use.
The two-minute version
EachSplit has no daily limit and no paid tier. Open it, add the expense or scan the receipt, and send the link to whoever you are splitting with — they need no account and nothing to install. It is free, and you can do it as a guest without signing up first.
What the limit actually is
Splitwise's free tier restricts the number of expenses you can add per day. Splitwise does not state the number publicly and it has changed over time; reports from users consistently put it at around three. Free accounts also see ads between screens, and receipt scanning, itemized splits and currency conversion are reserved for Pro, which is priced at $4.99 a month or about $50 a year at the time of writing.
The cap is per account rather than per group, which is why it bites hardest exactly when you least want it to: the days you are adding a lot of expenses are trips, weekends away and moving house.
Splitwise's pricing and limits are as reported at the time of writing and are not under our control — check their site before relying on the figures.
Your three options, honestly
Works, at a cost
Batch the day into one expense
Combine everything one person paid for into a single entry — "Saturday: lunch, museum, taxi — $88". You stay inside the cap and keep using Splitwise. What you lose is the detail: in three weeks nobody will remember what the $88 was, and if two people disagree about it there is nothing to check.
Free, and useless today
Wait for the reset
The cap clears. That is genuinely fine if you are logging one flat bill a week, and no help at all on day three of a trip with four receipts in your pocket.
The one that unblocks you now
Log it somewhere with no cap
Nothing is deleted in Splitwise by using something else — your history stays exactly where it is. Log this trip elsewhere, or move over properly at the next natural boundary once everyone has settled up.
The fourth option is to pay for Pro, and it is a perfectly reasonable thing to do — $50 a year is not much for something you use constantly. It is worth knowing that you are largely buying back the cap, since the features it adds are ones you can get free elsewhere.
What is not capped here
| EachSplit | Splitwise free | |
|---|---|---|
| Expenses per day | Unlimited | Capped — around three |
| Bills, groups, people | Unlimited | Unlimited |
| Receipt scanning | Free — a short ad per scan | Pro only |
| Itemized splitting | Free | Pro only |
| Ads between screens | No — only before a scan | Yes |
| Friends need an account | No | Yes |
| Paid tier to upgrade to | None | $4.99/mo · ~$50/yr |
The reason there is no cap is not generosity. Adding an expense costs us essentially nothing to serve, so metering it would exist purely to sell a subscription — and there is no subscription here to sell. The one thing that does cost real money per use, AI receipt scanning, is the one thing that is metered, and it is metered with an ad rather than a credit card. The full arithmetic is on the about page.
If you want to move over
- Settle any outstanding balances in Splitwise first — we cannot import them, and unsettled debts are the one thing you do not want in two places.
- Start your next bill here: scan the receipt or type it in.
- Send the claim link to the group chat rather than asking anybody to sign up for anything.
If you are weighing it up properly rather than just unblocking today, the full comparison includes the cases where Splitwise is still the better tool — there are several, and they are worth knowing before you move.
Add the expense you came here to add
No cap, no account needed to start, and no subscription at the end of it.
Split a bill